AFLAC INCORPORATED will be hosting a Virtual Shareholder Meeting this year. The meeting will be held on Monday, May 3, 2021 at 10:00 a.m., ET. Shareholders of record as of the close of business on February 23, 2021 will be able to vote and ask relevant questions online during the meeting. If you would like to attend the virtual meeting and have your control number, please go to www.virtualshareholdermeeting.com/AFL2021 15 minutes prior to the start of the meeting to log in. If you came through your brokerage firm's website and do not have your control number, you can gain access to the meeting by logging into your brokerage firm's website 15 minutes prior to the meeting start and selecting the shareholder communications mailbox to link through to the meeting. Your Control Number will automatically populate.

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